:root{
 --bg:#0b151b;--panel:#102029;--panel2:#142833;--line:#27404a;--text:#f6f1e7;
 --muted:#a7b7ba;--accent:#78d6c6;--warm:#e6c89f;--danger:#ef7d72;--ink:#091116
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif}
a{color:inherit;text-decoration:none}.topbar{position:sticky;top:0;z-index:30;display:flex;justify-content:space-between;align-items:center;padding:18px max(22px,5vw);background:rgba(11,21,27,.9);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}
.brand{display:flex;gap:12px;align-items:center}.brand span{display:block;color:var(--muted);font-size:10px;letter-spacing:.16em;text-transform:uppercase}.mark{width:42px;height:42px;display:grid;place-items:center;border:1px solid var(--accent);color:var(--accent);font-weight:900}.mini{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.13em}
main{max-width:1220px;margin:auto;padding:0 24px 90px}.hero{min-height:75vh;display:flex;flex-direction:column;justify-content:center;padding:76px 0 54px}.eyebrow{color:var(--accent);font-size:12px;font-weight:900;letter-spacing:.16em;margin-bottom:20px}
h1{font-size:clamp(52px,7.5vw,108px);line-height:.9;margin:0;letter-spacing:-.055em;max-width:1100px}h1 span{color:#91a8aa}
.lead{font-size:clamp(18px,2.1vw,27px);line-height:1.45;color:#cbd5d3;max-width:850px;margin:34px 0}.cta-row{display:flex;gap:14px;flex-wrap:wrap}.cta{min-width:260px;border:1px solid var(--line);padding:18px 22px;font-weight:850;background:var(--panel)}.cta small{font-weight:500;color:var(--muted)}.cta.primary{background:var(--accent);color:var(--ink);border-color:var(--accent)}.cta.primary small{color:#17473f}.trust{margin-top:28px;color:var(--muted);font-size:13px}
.principle{display:grid;grid-template-columns:100px 1fr;gap:28px;padding:42px;border:1px solid #3c5a62;background:linear-gradient(135deg,#132932,#102029);margin:10px 0 70px}.principle-no{font-size:56px;color:var(--warm);font-weight:900}.principle b{font-size:11px;letter-spacing:.15em;color:var(--warm)}.principle h2{font-size:clamp(30px,4vw,52px);margin:8px 0 14px;letter-spacing:-.035em}.principle p{color:#c9d3d1;line-height:1.65;max-width:850px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.card{appearance:none;text-align:left;background:var(--panel);color:var(--text);border:0;padding:28px;min-height:225px;cursor:pointer;transition:.2s}.card:hover{background:var(--panel2);transform:translateY(-2px)}.card span{color:var(--warm);font-weight:900}.card h2{font-size:24px;margin:40px 0 10px;letter-spacing:-.025em}.card p{color:var(--muted);line-height:1.55;margin:0}
.panel{position:fixed;z-index:80;inset:0 0 0 auto;width:min(720px,100%);background:#0c1920;border-left:1px solid var(--line);padding:44px;overflow:auto;box-shadow:-20px 0 60px #0008}.close{position:sticky;top:0;float:right;border:1px solid var(--line);background:var(--panel);color:white;font-size:28px;width:46px;height:46px;cursor:pointer}.panel h2{font-size:42px;margin-top:70px}.panel h3{color:var(--accent);margin-top:32px}.panel p,.panel li{color:#c8d2d1;line-height:1.72}.panel .note{padding:18px;border:1px solid #38525b;background:#11252e}.panel .danger{padding:18px;border:1px solid #6d3d3a;background:#28191a}
.family-wizard{margin:80px 0 70px;border:1px solid var(--line);background:linear-gradient(135deg,#16313a 0%,#102029 75%);padding:clamp(28px,5vw,58px);display:grid;grid-template-columns:2fr 1fr;gap:40px;align-items:end}.family-wizard h2{font-size:clamp(38px,5.3vw,70px);line-height:.97;letter-spacing:-.045em;margin:8px 0 24px}.family-wizard p{max-width:760px;color:#c5d1d0;line-height:1.65;font-size:17px}.wizard-launch{margin-top:16px;background:var(--warm);color:var(--ink);border:0;padding:17px 24px;font-weight:950;letter-spacing:.05em;cursor:pointer}.wizard-points{display:grid;gap:10px;color:var(--muted);font-size:14px;border-left:1px solid var(--line);padding-left:28px}
.child-rules{padding:70px 0 100px}.section-head span{color:var(--accent);font-size:12px;letter-spacing:.15em;font-weight:900}.section-head h2{font-size:clamp(38px,5vw,66px);margin:10px 0 38px;letter-spacing:-.04em;max-width:1000px}.rules-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.rules-grid article{border-top:1px solid var(--line);padding:20px 4px}.rules-grid b{color:var(--warm)}.rules-grid p{color:var(--muted);line-height:1.55}
.contact{border:1px solid var(--line);padding:34px;display:flex;justify-content:space-between;gap:30px;background:var(--panel)}.contact h2{font-size:42px;margin:0}.contact p{color:var(--muted)}.contact-actions{display:grid;gap:10px;min-width:270px}.contact-actions a{border-bottom:1px solid var(--line);padding:8px 0}.legal{padding:46px 0;color:var(--muted);max-width:940px}.legal h3{color:var(--text)}
.wizard-modal{position:fixed;z-index:100;inset:0;background:rgba(3,10,13,.82);backdrop-filter:blur(10px);padding:20px;overflow:auto}.wizard-box{position:relative;max-width:850px;margin:3vh auto;background:#0d1c23;border:1px solid var(--line);box-shadow:0 30px 100px #000;padding:clamp(24px,5vw,54px);min-height:540px}.wizard-close{position:absolute;right:18px;top:18px;width:44px;height:44px;background:var(--panel);border:1px solid var(--line);color:white;font-size:28px;cursor:pointer}.wizard-progress{height:3px;background:#22353c;margin:0 60px 42px 0}.wizard-progress div{height:100%;background:var(--accent);width:0;transition:.25s}.wizard-kicker{color:var(--accent);font-size:12px;letter-spacing:.15em;font-weight:900}.wizard-question{font-size:clamp(30px,4vw,48px);line-height:1.04;letter-spacing:-.035em;margin:12px 0 28px}.wizard-help{color:var(--muted);line-height:1.6;margin-top:-12px;margin-bottom:26px}.wizard-options{display:grid;gap:12px}.wizard-option{display:flex;align-items:center;justify-content:space-between;text-align:left;background:#11242c;border:1px solid var(--line);color:white;padding:18px 20px;font-size:16px;font-weight:750;cursor:pointer}.wizard-option:hover{border-color:#5e8a8e;background:#16303a}.wizard-option::after{content:"→";color:var(--accent);font-size:20px}.wizard-back{margin-top:28px;background:transparent;border:0;color:var(--muted);cursor:pointer;padding:0}
.result-head{margin-bottom:26px}.result-head h2{font-size:clamp(34px,5vw,56px);letter-spacing:-.04em;margin:8px 0}.result-head p{color:var(--muted)}.check-group{margin:28px 0}.check-group h3{font-size:13px;letter-spacing:.14em;color:var(--accent);text-transform:uppercase;border-bottom:1px solid var(--line);padding-bottom:12px}.generated-checklist{list-style:none;padding:0;margin:0;display:grid;gap:10px}.generated-checklist li{display:flex;gap:13px;align-items:flex-start;padding:13px 0;border-bottom:1px solid #20333a;color:#d5dedd;line-height:1.55}.generated-checklist li::before{content:"□";font-size:22px;color:var(--warm);line-height:1}.result-warning{border:1px solid #6d3d3a;background:#28191a;padding:18px;color:#eed8d5;line-height:1.6;margin:26px 0}.result-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:30px}.result-actions button,.result-actions a{border:1px solid var(--line);background:#142730;color:white;padding:14px 17px;font-weight:800;cursor:pointer}.result-actions .primary-result{background:var(--warm);color:var(--ink);border-color:var(--warm)}.result-note{margin-top:20px;color:#7f9699;font-size:12px;line-height:1.5}.copy-ok{display:inline-block;color:var(--accent);margin-left:10px;font-size:13px}
.mobile-nav{display:none}
@media(max-width:900px){.mini{display:none}.grid{grid-template-columns:1fr 1fr}.rules-grid{grid-template-columns:1fr 1fr}.family-wizard{grid-template-columns:1fr}.wizard-points{border-left:0;border-top:1px solid var(--line);padding:22px 0 0}.contact{flex-direction:column}.mobile-nav{display:grid;grid-template-columns:1fr 1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#0c1920;border-top:1px solid var(--line)}.mobile-nav a{padding:16px 8px;text-align:center;font-size:12px;font-weight:800}.mobile-nav .focus{background:var(--accent);color:var(--ink)}main{padding-bottom:120px}}
@media(max-width:560px){main{padding-left:16px;padding-right:16px}.topbar{padding:14px 16px}.grid,.rules-grid{grid-template-columns:1fr}.hero{min-height:auto;padding:62px 0}.principle{grid-template-columns:1fr;padding:28px}.principle-no{font-size:34px}.panel{padding:22px}.panel h2{font-size:34px}.wizard-box{margin:0 auto;min-height:calc(100vh - 40px)}}
@media print{body *{visibility:hidden}.wizard-modal,.wizard-modal *{visibility:visible}.wizard-modal{position:absolute;inset:0;background:white;color:black;padding:0}.wizard-box{border:0;box-shadow:none;margin:0;max-width:none;background:white;color:black}.wizard-close,.wizard-progress,.result-actions,.wizard-back{display:none!important}.generated-checklist li,.result-head p,.result-note{color:#222}.check-group h3{color:#111;border-color:#bbb}.result-warning{background:#f4f4f4;border-color:#aaa;color:#111}}

/* ADVANCED CHILD COST CALCULATOR */
.cost-calculator{margin:90px 0;padding:clamp(28px,5vw,58px);border:1px solid var(--line);background:linear-gradient(145deg,#10242c,#0d1b22)}
.calc-head{display:flex;justify-content:space-between;gap:28px;align-items:flex-start}.calc-head h2{font-size:clamp(38px,5vw,67px);letter-spacing:-.045em;line-height:.98;margin:8px 0 18px;max-width:950px}.calc-head p{color:#c5d1d0;line-height:1.65;max-width:900px}.calc-badge{flex:0 0 auto;border:1px solid var(--line);padding:12px 14px;color:var(--warm);font-size:11px;font-weight:900;letter-spacing:.12em}
.age-selector{display:grid;grid-template-columns:repeat(6,1fr);gap:8px;margin:34px 0}.age-btn{min-height:52px;border:1px solid var(--line);background:#11242c;color:var(--text);font-weight:900;cursor:pointer}.age-btn.active{background:var(--accent);color:var(--ink);border-color:var(--accent)}
.calc-step{display:grid;grid-template-columns:64px 1fr;gap:18px;align-items:start;margin:42px 0 18px}.step-no{font-size:30px;font-weight:950;color:var(--warm)}.calc-step h3{font-size:26px;margin:0 0 7px}.calc-step p{color:var(--muted);line-height:1.55;margin:0;max-width:900px}
.age-context{padding:17px 18px;border-left:3px solid var(--warm);background:#142a33;color:#d6dfdd;line-height:1.55;margin-bottom:15px}.age-context b{color:var(--warm)}
.cost-fields{display:grid;grid-template-columns:repeat(2,1fr);gap:11px}.cost-field,.calc-extra label,.parent-card label{display:block;background:#11242c;border:1px solid var(--line);padding:14px}.field-head{display:flex;justify-content:space-between;gap:10px;align-items:flex-start;margin-bottom:9px}.field-head>span{font-size:13px;font-weight:850}.cost-kind{font-size:9px;font-weight:950;letter-spacing:.09em;padding:4px 6px;border:1px solid #44636b;color:var(--accent);white-space:nowrap}.cost-kind.fixed{color:var(--warm)}
.money-input{display:flex;align-items:center;gap:8px}.money-input input{width:100%;min-width:0;background:#0b171d;border:1px solid #31515a;color:#fff;padding:12px;font-size:16px}.money-input b{font-size:12px;color:var(--muted)}.cost-field small,.calc-extra small{display:block;color:#7e9497;line-height:1.4;margin-top:7px}
.calc-extra{display:grid;grid-template-columns:repeat(3,1fr);gap:11px;margin-top:11px}.calc-extra label>span,.parent-card label>span{display:block;font-size:13px;font-weight:850;margin-bottom:9px;color:#dce4e2}
.family-input-grid{display:grid;grid-template-columns:1fr 1fr .7fr;gap:12px}.parent-card,.month-card{background:#10242c;border:1px solid var(--line);padding:17px}.parent-title{font-size:11px;font-weight:950;letter-spacing:.14em;color:var(--warm);margin-bottom:13px}.parent-card label+label{margin-top:10px}.month-card select,.benefit-card select{width:100%;background:#0b171d;border:1px solid #31515a;color:white;padding:12px;font-size:16px}.month-card label>span,.benefit-card label>span{display:block;font-size:13px;font-weight:850;margin-bottom:9px}.validation-ok,.validation-bad{font-size:12px;line-height:1.4;margin:13px 0 0}.validation-ok{color:var(--accent)}.validation-bad{color:var(--danger)}
.benefit-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.benefit-card{background:#10242c;border:1px solid var(--line);padding:18px}.benefit-card>div>b{font-size:20px;color:var(--warm)}.benefit-card p{color:var(--muted);font-size:13px;line-height:1.5}.benefit-card label{display:block;margin-top:15px}.check-benefit{display:flex!important;gap:10px;align-items:flex-start}.check-benefit input{width:20px;height:20px;flex:0 0 auto}.check-benefit span{margin:0!important}
.analysis-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.analysis-card{background:#11242c;border:1px solid var(--line);padding:20px;min-width:0}.analysis-card.main-result{background:#e9dfce;color:#0b151b}.result-label{font-size:10px;font-weight:950;letter-spacing:.13em;color:#809396}.main-result .result-label{color:#536364}.big-number{font-size:clamp(44px,5vw,66px);font-weight:950;letter-spacing:-.05em;line-height:1;margin:10px 0 20px}.big-number small{font-size:14px;letter-spacing:0}.result-row,.parent-share,.burden-percent{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-top:1px solid rgba(127,148,151,.35);font-size:13px}
.split-bars>div:first-child,.split-bars>div:nth-child(3){display:flex;justify-content:space-between;margin:13px 0 6px}.bar{height:8px;background:#263b42;overflow:hidden}.bar i{display:block;height:100%;background:var(--accent)}.bar.neutral i{background:var(--warm)}.mini-note{color:var(--muted);font-size:12px;line-height:1.5;margin:16px 0 0}
.burden-columns{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:14px}.burden-columns>div{border-top:1px solid var(--line);padding-top:14px}.burden-columns span{display:block;color:var(--muted);font-size:12px}.burden-columns b span{display:inline;color:inherit;font-size:inherit}.burden-columns b{display:block;font-size:28px;margin-top:5px}.burden-columns small{display:block;color:var(--accent);margin-top:4px}
.accent-card{background:#173039}.accent-card .burden-percent{margin-top:17px}.legal-separation{margin-top:15px;border:1px solid #53737a;border-left:4px solid var(--accent);padding:18px;background:#0d1c22}.legal-separation b{color:var(--accent);font-size:11px;letter-spacing:.13em}.legal-separation p{color:#c5d1d0;line-height:1.6;margin:7px 0 0}
.calc-actions{display:flex;justify-content:flex-end;gap:9px;margin-top:18px}.calc-actions button{border:1px solid var(--line);background:#11242c;color:white;padding:14px 18px;font-weight:900;cursor:pointer}.calc-actions .primary-calc{background:var(--warm);border-color:var(--warm);color:var(--ink)}
@media(max-width:900px){.calc-head{display:block}.calc-badge{display:inline-block;margin-top:8px}.age-selector{grid-template-columns:repeat(3,1fr)}.family-input-grid{grid-template-columns:1fr 1fr}.month-card{grid-column:1/-1}.benefit-grid,.analysis-grid{grid-template-columns:1fr}.cost-fields{grid-template-columns:1fr 1fr}.calc-extra{grid-template-columns:1fr}}
@media(max-width:560px){.age-selector{grid-template-columns:repeat(2,1fr)}.cost-fields,.family-input-grid{grid-template-columns:1fr}.month-card{grid-column:auto}.calc-step{grid-template-columns:44px 1fr}.step-no{font-size:23px}.burden-columns{grid-template-columns:1fr}.calc-actions{flex-direction:column}.calc-actions button{width:100%}}
@media print{.topbar,.mobile-nav,.hero,.principle,.grid,.family-wizard,.child-rules,.contact,.legal,.age-selector,.calc-actions{display:none!important}.cost-calculator{border:0;background:#fff;color:#000;margin:0;padding:0}.analysis-card,.parent-card,.month-card,.benefit-card,.cost-field,.calc-extra label,.age-context,.legal-separation{background:#fff;color:#000;border-color:#aaa}.cost-field input,.money-input input,.month-card select,.benefit-card select{color:#000;background:#fff;border-color:#aaa}.mini-note,.cost-field small,.calc-extra small,.benefit-card p,.legal-separation p{color:#333}}

/* V4 — INCOME DISPARITY + LEGAL DISCLAIMERS */
.calc-legal-banner{margin:24px 0;border:1px solid #866e4c;border-left:4px solid var(--warm);padding:18px;background:#1b282b}
.calc-legal-banner>b{display:block;color:var(--warm);font-size:12px;letter-spacing:.14em;margin-bottom:7px}
.calc-legal-banner p{margin:0;color:#d7dfdc;line-height:1.6}
.disparity-card{background:linear-gradient(145deg,#132a32,#10242c)}
.disparity-number{font-size:clamp(32px,4vw,49px);font-weight:950;letter-spacing:-.04em;color:var(--warm);margin:10px 0 16px}
.legal-details{margin-top:14px;border:1px solid var(--line);background:#0d1c22}
.legal-details summary{cursor:pointer;padding:17px 18px;font-weight:900;color:var(--warm);line-height:1.4}
.legal-details-body{padding:0 18px 18px}
.legal-details-body p{color:#c4d0ce;line-height:1.62;margin:11px 0}
.legal-details-body p b{color:#f4efe6}
.legal-details-body .legal-state{border-top:1px solid var(--line);padding-top:14px;margin-top:18px;color:#84999c;font-size:12px}
@media print{.calc-legal-banner,.legal-details{background:white;color:black;border-color:#777}.calc-legal-banner p,.legal-details-body p{color:#111}.legal-details summary,.calc-legal-banner>b{color:#111}}

/* V5 — LEGAL CENTER */
.legal-center{margin:85px 0 30px;padding:clamp(26px,4vw,46px);border:1px solid var(--line);background:#0d1b22}.legal-center-lead{color:#c4d0cf;line-height:1.65;max-width:980px}.legal-center details{border-top:1px solid var(--line)}.legal-center details:last-of-type{border-bottom:1px solid var(--line)}.legal-center summary{cursor:pointer;padding:17px 2px;font-weight:900;color:var(--warm);line-height:1.4}.legal-copy{padding:0 2px 16px;max-width:1000px}.legal-copy p{color:#b9c6c5;line-height:1.68;margin:10px 0}.legal-copy b{color:#f4f0e8}.legal-copy a,.legal-version a,.legal a{color:var(--accent);text-decoration:underline}.legal-version{font-size:12px;color:#7e9698;line-height:1.5;margin-top:18px}.legal-center summary:focus-visible{outline:2px solid var(--accent);outline-offset:4px}
@media print{.legal-center{background:white;color:black}.legal-center .legal-copy p,.legal-center-lead,.legal-version{color:#111}.legal-center summary,.legal-copy b{color:#111}}


/* FULL SEO FAQ */
.seo-faq{margin:80px 0;padding:clamp(28px,5vw,54px);border:1px solid var(--line);background:var(--panel)}
.seo-faq-lead{max-width:860px;color:var(--muted);line-height:1.65;margin:-14px 0 25px}
.seo-faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.seo-faq-grid details{border:1px solid var(--line);background:rgba(0,0,0,.12);padding:0}
.seo-faq-grid summary{cursor:pointer;padding:16px 18px;font-weight:850;line-height:1.35}
.seo-faq-grid details p{color:var(--muted);line-height:1.6;margin:0;padding:0 18px 18px}
.seo-linkout{margin:22px 0 0;color:var(--muted)}
.seo-linkout a{color:var(--accent);font-weight:850;text-decoration:underline;text-underline-offset:3px}
@media(max-width:760px){.seo-faq-grid{grid-template-columns:1fr}}
@media print{.seo-faq{display:none!important}}